1.影响信用记录的因素：
a.Payment history
b.Use of your available credit
c.Length of your credit history
d.Number of recent inquires made about your credit report
e.Type of credit being used
2.新移民如何积累信用记录
a.Get a credit card
b.Get small loans from financial institutions
c.Always pay bills on time and in full (on or before the due date)
d.Open a bank account and use it regularly
e.If possible, avoid frequent change of employment and residence
3.如何保持良好的信用记录
a.Check your credit report at least once a year
b.Verify your information is up to date and correct
c.Order from both credit reporting agencies
d.Get errors corrected---contact the credit reporting agencies and institution
楼主
发表于 2012-12-25 10:55:44
发表于 2012-12-30 22:33:55
