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[金融投资] 有些加拿大的金融产品应该也不错的

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发表于 2009-5-27 13:30:20 | 显示全部楼层 |阅读模式
始终是个资源大国,下一轮经济周期,应该能受惠不少;另外美元资产应该越来越不值钱,有些人说,如果考虑通胀和美元贬值的因素,美国的股市指数其实一直都在跌,只不过08年跌得更惨一些。就算在美股中能有赢利,如果要折算成加币来用,可能会有所损失。如果两边有同样的投资类别,应该优先考虑加币。另外,对于加拿大居民,加拿大的股票还有一些税务上的优惠。

如果对加拿大公司不熟悉,可以考虑一些ETF,现在加拿大的ETF很火。比如,如果对石油,金属或农产品有认识,可以买相应的指数;有些产品可以将指数的变化加倍,比如石油期货如果涨5%,你的etf就在10%左右的升幅。好处是避免了个股的风险,如果真有眼光,还可以从下跌市中赚钱,因为可以买“卖空”的产品,也有加倍的。

当然了,如果你有更熟悉的市场或投资对象,那一定还是要优先考虑的。

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发表于 2009-6-9 02:23:25 | 显示全部楼层
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发表于 2009-6-9 06:58:28 | 显示全部楼层
"如果对加拿大公司不熟悉,可以考虑一些ETF,现在加拿大的ETF很火。比如,如果对石油,金属或农产品有认识,可以买相应的指数;有些产品可以将指数的变化加倍,比如石油期货如果涨5%,你的etf就在10%左右的升幅。好处是避免了个股的风险,如果真有眼光,还可以从下跌市中赚钱,因为可以买“卖空”的产品,也有加倍的"
老大,这段话能再详细讲解吗?我还什么都不懂。但是对资源类是关心的。
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 楼主| 发表于 2009-6-9 09:13:21 | 显示全部楼层
"如果对加拿大公司不熟悉,可以考虑一些ETF,现在加拿大的ETF很火。比如,如果对石油,金属或农产品有认识,可以买相应的指数;有些产品可以将指数的变化加倍,比如石油期货如果涨5%,你的etf就在10%左右的升幅。好 ...
laner 发表于 2009-6-8 14:58


ETF也是一种基金,但是与传统的基金相比,具有很多优势,比如可以方便地在交易所买卖,价格随时变动,管理费低,操作也比较透明,等等。。。基本上开个股票户口,跟买卖普通股票一样操作。

现在有很多不同种类的etf,可以根据你的知识和兴趣来投资。


下面是目前在多伦多交易所买卖的etf:


Name
Claymore 1-5 Yr Laddered Corporate Bond  ETF
Claymore 1-5 Yr Laddered Government Bond  ETF
Claymore Balanced Growth CorePortfolio  ETF
Claymore Balanced Income CorePortfolio  ETF
Claymore BRIC ETF
Claymore Broad Emerging Markets ETF
Claymore Canadian Financial Monthly  Income ETF
Claymore Canadian Fundamental Index ETF
Claymore CDN Dividend & Income  Achievers ETF
Claymore Equal Weight Banc & Lifeco  ETF
Claymore Global Agriculture ETF
Claymore Global Infrastructure ETF
Claymore Global Monthly Advantaged  Dividend ETF
Claymore Global Real Estate ETF
Claymore International Fundamental Index  ETF
Claymore Japan Fundamental Index ETF C$  Hedged
Claymore Natural Gas Commodity ETF
Claymore Oil Sands Sector ETF
Claymore Premium Money Market ETF
Claymore S&P Global Water ETF
Claymore S&P/TSX CDN Preferred Share  ETF
Claymore S&P/TSX Global Mining ETF
Claymore US Fundamental Index ETF
Horizons AlphaPro Managed S&P/TSX 60  ETF
Horizons BetaPro COMEX Gold Bullion Bear  Plus ETF
Horizons BetaPro COMEX Gold Bullion Bull  Plus ETF
Horizons BetaPro DJ-AIG Agricultural  Grains Bear Plus ETF
Horizons BetaPro DJ-AIG Agricultural  Grains Bull Plus ETF
Horizons BetaPro MSCI Emerging Markets  Bear Plus ETF
Horizons BetaPro MSCI Emerging Markets  Bull Plus
ETF
Horizons BetaPro NASDAQ-100 Bear Plus  ETF
Horizons BetaPro NASDAQ-100 Bull Plus  ETF
Horizons BetaPro NYMEX Crude Oil Bear  Plus ETF
Horizons BetaPro NYMEX Crude Oil Bull  Plus ETF
Horizons BetaPro NYMEX Natural Gas Bear  Plus ETF
Horizons BetaPro NYMEX Natural Gas Bull  Plus ETF
Horizons BetaPro S&P 500 Bear Plus  ETF
Horizons BetaPro S&P 500 Bull Plus  ETF
Horizons BetaPro S&P/TSX 60 Bear  Plus ETF
Horizons BetaPro S&P/TSX 60 Bull  Plus ETF
Horizons BetaPro S&P/TSX 60 Inverse  ETF
Horizons BetaPro S&P/TSX 60 Inverse  ETF
Horizons BetaPro S&P/TSX Capped  Energy Bear Plus ETF
Horizons BetaPro S&P/TSX Capped  Energy Bull Plus ETF
Horizons BetaPro S&P/TSX Capped  Energy Inverse ETF
Horizons BetaPro S&P/TSX Capped  Financials Bear Plus ETF
Horizons BetaPro S&P/TSX Capped  Financials Bull Plus ETF
Horizons BetaPro S&P/TSX Capped  Financials Inverse ETF
Horizons BetaPro S&P/TSX Global Gold  Bear Plus ETF
Horizons BetaPro S&P/TSX Global Gold  Bull Plus ETF
Horizons BetaPro S&P/TSX Global  Mining Bear Plus ETF
Horizons BetaPro S&P/TSX Global  Mining Bull Plus ETF
Horizons BetaPro U.S. 30-yr Bond Bear  Plus ETF
Horizons BetaPro U.S. 30-yr Bond Bull  Plus ETF
Horizons BetaPro U.S. Dollar Bear Plus  ETF
Horizons BetaPro U.S. Dollar Bull Plus  ETF
iShares Alternatives Completion  Portfolio Builder Fund
iShares CDN DEX All Corporate Bond Index  Fund
iShares CDN DEX All Government Bond  Index Fund
iShares CDN DEX Long Term Bond Index  Fund
iShares CDN DEX Real Return Bond Index  Fund
iShares CDN DEX Short Term Bond Index  Fund
iShares CDN DEX Universe Bond Index Fund
iShares CDN Dow Jones Canada Select  Dividend Index Fund
iShares CDN Dow Jones Canada Select  Growth Index Fund
iShares CDN Dow Jones Canada Select  Value Index Fund
iShares CDN Jantzi Social Index Fund
iShares CDN MSCI EAFE 100% Hedged to CAD  Dollars Index Fund
iShares CDN Russell 2000 Index -  Canadian Dollar Hedged Index Fund
iShares CDN S&P 500 Hedged to  Canadian Dollars Index Fund
iShares CDN S&P/TSX 60 Index Fund
iShares CDN S&P/TSX Capped Composite  Index Fund
iShares CDN S&P/TSX Capped Energy  Index Fund
iShares CDN S&P/TSX Capped  Financials Index Fund
iShares CDN S&P/TSX Capped  Information Technology Index Fund
iShares CDN S&P/TSX Capped Materials  Index Fund
iShares CDN S&P/TSX Capped REIT  Index Fund
iShares CDN S&P/TSX Completion Index  Fund
iShares CDN S&P/TSX Global Gold  Index Fund
iShares CDN S&P/TSX Income Trust  Index Fund
iShares CDN S&P/TSX SmallCap Index  Fund
iShares COMEX Gold Trust
iShares Conservative Core Portfolio  Builder Fund
iShares Global Completion Portfolio  Builder Fund
iShares Growth Core Portfolio Builder  Fund
PowerShares DB Agriculture Double Long  Exchange Traded Notes
PowerShares DB Agriculture Double Short  Exchange Traded Notes
PowerShares DB Crude Oil Double Long  Exchange Traded Notes
PowerShares DB Crude Oil Double Short  Exchange Traded Notes
PowerShares DB Gold Double Long Exchange  Traded Notes
PowerShares DB Gold Double Short  Exchange Traded Notes
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 楼主| 发表于 2009-6-9 09:15:17 | 显示全部楼层
摘一些简单介绍给有兴趣的朋友:

ETFs provide a wide choice of investment options, including various sectors, asset classes, geographical locations and investment strategies. ETFs typically track the performance of a basket of securities underlying the benchmark index – the benchmark can be made up of individual stocks, bonds or other securities such as commodities. Therefore, owning a few ETFs can be a quick way to diversify one’s portfolio. Attempting to build a diversified portfolio by buying individual stocks, bonds and other investments can be more costly, risky and time consuming than diversifying with ETFs. For example, if an investor would like to have a diversified portfolio of stocks, bonds and other assets such as commodities, one could use 2 ETFs to represent bonds and stocks rather than researching, buying and managing a number of individual bonds and stocks for the same asset class coverage and weighting.
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 楼主| 发表于 2009-6-9 09:15:49 | 显示全部楼层
ETFs have the potential to outperform an actively managed mutual fund over time. Many studies have been conducted over time that demonstrate that a minority of mutual funds outperform the return of an index. ETFs are an efficient way to realize index performance and a lower annual management fee.
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 楼主| 发表于 2009-6-9 09:16:05 | 显示全部楼层
ETFs report their holdings every day and typically disclose the specific weighting of the constituents of the tracked index, which means you will know when the ETF has modified its position in a particular stock or other security. In contrast, most mutual funds report their holdings periodically - typically twice a year. You may not know for months if the mutual fund you own has substantially changed its holdings, their weightings or the overall investment style (i.e. – from growth to value). The transparency inherent with ETFs, coupled with the tracking of a set index, provides greater confidence that the ETF will maintain its original investment strategy.
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 楼主| 发表于 2009-6-9 09:16:23 | 显示全部楼层
Like all funds, ETFs have an annual fee referred to as a management fee. The fee charged by ETFs is generally lower than that charged by mutual funds, making ETFs more cost-efficient. Although the percentage difference between an ETF and a mutual fund might seem insignificant, the difference can substantially affect the return on the investment over a long period of time.
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 楼主| 发表于 2009-6-9 09:16:37 | 显示全部楼层
ETFs are generally more tax-efficient than mutual funds because they rarely trigger capital gains. The ETF holder pays a capital gains tax when the shares are sold, while mutual funds generate gains that investors must pay tax on even while they still hold the fund.

ETFs can also be more tax efficient than building a balanced portfolio of individual stocks. Over time, the excess capital gains generated through buying and selling individual stocks, along with the brokerage commission fees for each transaction, can reduce the overall return of your portfolio.

Note that some ETFs also offer dividends or other distributions on a regular basis. These distributions are taxable if held in a non-registered account.
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 楼主| 发表于 2009-6-9 09:16:54 | 显示全部楼层
The price of a stock can change dramatically throughout the day due to company news and other events. ETFs generally have lower price volatility than individual stocks due to their inherent diversity in more than one security. The overall price movement of an ETF is dependent on the movement of all the holdings in the fund. Should one or more holdings of the ETF experience price volatility, generally the other holdings in the fund (with less volatility) will moderate the ETF’s overall price movement. The lower volatility inherent to ETFs reduces portfolio risk for investors.
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 楼主| 发表于 2009-6-9 09:17:27 | 显示全部楼层
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发表于 2009-6-9 10:16:46 | 显示全部楼层
是的,ETF指数基金的优势相当明显,相对容易判断,省时省力省心

国外做指数基金的人很多,国内多数人局限于个股和普通基金

前一阵子A股是蓝筹行情,平时对蓝筹研究不多,拿不准哪个能涨多点,直接买了50ETF

跟指数基金是跑平大盘最好的方法
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发表于 2009-6-10 02:50:00 | 显示全部楼层
我还是更喜欢从加拿大股市里直接选股票,呵呵,操作股票更有意思。
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发表于 2009-6-10 09:21:50 | 显示全部楼层
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发表于 2009-6-11 00:18:17 | 显示全部楼层
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