银行公司业务部客户经理NOC定位

橙子苹果

各位移友,我在银行从事信贷客户经理工作,
请教职业定位应选择1232Loan Officers还是

0122

Banking, Credit and Other Investment Managers.谢谢.

1232Loan Officers
Loan officers examine, evaluate and process credit and loan applications. They are employed by banks, trust companies, credit unions and similar financial institutions.

Example Titles

credit officer
loan officer
mortgage officer

Main duties

Loan officers perform some or all of the following duties:

• Interview applicants for personal, mortgage, student and business loans
  
• Research and evaluate loan applicant's financial status, references, credit and ability to repay the loan
  
• Complete credit and loan documentation
  
• Submit credit and loan applications to management with recommendations for approval or rejection; or approve or reject applications within authorized limits ensuring that credit standards of the institution are respected
  
• Promote the sale of credit and loan services
  
• Review and update credit and loan files
  
• Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action.

Employment requirements

• Completion of secondary school and extensive general banking experience is usually required.
  
• A bachelor's degree or college diploma related to commerce or economics may be required.
  
• Completion of a loan or credit training program, ranging from six to twelve months, is usually required.

Additional information

• Progression to credit and loan management positions is possible with experience.

0122

Banking, Credit and Other Investment Managers

Banking, credit and other investment managers plan, organize, direct, control and evaluate the activities of financial establishments or operational departments within such establishments, or credit departments in industrial and commercial establishments. They oversee business development and manage overall performance in accordance with established strategic directions and policies. Banking managers are employed by banks, trust companies and credit unions. Credit managers are employed by credit departments in department stores, utility companies, car dealerships, insurance companies or other industrial or commercial organizations. Other investment managers are employed by credit card companies, consumer loan companies, mutual fund investment firms, mortgage investment companies or other financial establishments concerned with extending loans and financing and investments.

Example Titles

bank manager
collection centre manager
commercial banking manager
corporate banking centre manager
credit manager
credit union manager
manager, banking operations
manager, corporate services – banking, credit and investment
manager, credit card centre
manager, personal services – banking, credit and investment
mortgage and consumer credit manager
operations manager, credit card company
regional collection manager
trust company manager


Main duties

Banking managers perform some or all of the following duties:

• Plan, organize, direct, control and evaluate the branch operations of a bank, trust company, credit union or similar financial institution or of a department in such an institution responsible for administering personal and commercial loans, buying and selling securities, operating investment funds, administering trusts, settling estates or other related activities
  
• Ensure the institution's policies and procedures are followed according to established guidelines and make recommendations for improvement
  
• Network to develop business relations, promote the sale of loan, investment and other banking services and attract corporate and individual customers
  
• Interview corporate and individual customers and respond to customer enquiries
  
• Analyze, review and approve or reject loan and credit applications in accordance with authorized limits
  
• Monitor processing of loan applications and credit investigations
  
• Oversee preparation of monthly financial and branch progress reports
  
• Recruit personnel and identify their training needs.

Credit managers perform some or all of the following duties:

• Plan, organize, direct, control and evaluate the activities of a credit department in an industrial or commercial organization
  
• Administer corporate, commercial and personal loan accounts
  
• Advise customers on the commercial and personal financial services corresponding to their needs
  
• Evaluate and review loan and credit applications and collateral and make recommendations
  
• Approve or reject credit applications, establish credit limits and determine repayment plans or schedules in accordance with authorized limits
  
• Ensure collection of overdue or delinquent accounts
  
• Ensure credit policies and procedures are followed according to established guidelines and applicable legislation
  
• Prepare credit and loan reports
  
• Recruit credit personnel and identify their training needs.

Employment requirements

• A university degree or college diploma in business administration, commerce, economics or a related field is usually required.
  
• A master's degree in business administration (M.B.A.) or finance (M.Sc.) may be required for the management of large commercial loans.
  
• Completion of company or other management training programs is usually required.
  
• Several years of experience within the industry, including supervisory experience, are required.

Additional information

• Progression to senior management positions in this field is possible with experience.

xubominghui

我在银行干过信贷工作,定位是1232.

色色

既然是经理, 那应该是后者.