I called one agent of State Farm in Mississauga but they told me that within the first 2 years of G1, the rate doesn't change. Auto Insurance must be bought together with the house or life insurance. The rate is ok, almost the same with MONNEX. But I don't want to bind the car insurance with other insurance right now since I have no plan for other insurances. Could someone who is insured by State Farm tell me if that's the policy of State Farm? Thanks a lot!