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- 2012-5-8
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楼主 |
发表于 2012-5-16 22:00:49
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前天发了邮件给TD,收到他们的回复,感兴趣的朋友可以看一下:
We are pleased to provide the following details regarding applying for a mortgage as a new resident of Canada:
Borrower Eligibility:
New Immigrant applicants will not have an established credit history in Canada and, therefore, must provide:
*Evidence of liquid assets (cash or cash equivalents only; foreign or domestic real estate not qualified) equal to 50% of purchase price
*Applicants must be residents in Canada (Landed Immigrant Status) or confirm an application for Landed Immigrant Status has been made and received/ acknowledged by Immigration Canada
*Verify that that no more than 3 years have gone by since the date of being granted the Landed Immigrant Status or date of application for the same, as applicable.
*Minimum down payment of $40,000.
*Gifted down payment not permitted.
Documentation Required:
*Satisfactory letter of reference from Bank in the country of origin.
*Confirmation of minimum 25% down payment plus closing costs, to be without recourse to additional borrowing and that the funds are in Canada, prior to submission of the application
*Confirmation of additional liquid assets equal to 25% of the purchase price, with 10% on deposit in Canada.
*Offer to Purchase and MLS listing (if applicable). |
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发表于 2012-5-14 21:50:45
发表于 2012-5-14 23:14:05
